Skip to the content

Dealer and Garage Insurance

Cars at a dealership

If your business sells, services, stores, or parks automobiles, your general liability insurance coverage may not be enough to protect you from lawsuits. Car dealerships, body repair shops, and gas stations are specialty businesses with special insurance needs. By combining parts of a commercial general liability policy with parts of a business auto policy, garage insurance guards against the unique risks associated with your automotive business including claims for injuries, mistakes, or property damage resulting from work you have done or unknowingly defective parts that you may have installed.

Best Buy Insurance Simple Start Dealer & Garage Insurance Program

Whether you’re a new venture just starting up a used car dealer or have an already established auto Dealer, we’ve got just the right Dealer Liability Insurance program for you. Because we represent all of the major Garage Liability Insurance companies that offer this type of coverage in Florida, we always find our used Car Dealer clients the best coverage at the best possible pricing.

What do I need to apply for my Florida Dealers License and Dealer Plates?

The State of Florida requires that you carry garage liability insurance coverage and a $25,000 Dealer Surety Bond.

Florida Motor vehicle dealers must obtain:

A garage liability insurance certificate which shall include, at a minimum, $25,000 combined single-limit liability coverage including bodily injury and property damage protection and $10,000 personal injury protection; AND
A DMV Dealer Bond in the form of a $25,000 surety Bond

Best Buy’s Simple Start Dealer Program Coverages Available:

  • Garage Liability
  • Garagekeepers Liability
  • Dealers Open Lot or Physical Damage
  • Floorplan Required Coverage
  • Business Property Coverage
  • DMV Dealers Bond
  • Building Property Coverage

The Best Buy Insurance Simple Start Dealer Insurance Program offers the most competitive pricing for Florida Dealer Insurance and Garage Liability Insurance.
Need Dealer’s Open Lot coverage otherwise known as DOL coverage? We’ve got you covered with complete inventory coverage options for all of your dealer owned vehicles.

Best Buy Insurance works with all the major dealer floor plan companies such as:

  • Nextgear Capital
  • AFC
  • Westlake Flooring
  • Ally Financial

As a one stop Dealer Insurance provider, we can also help provide your DMV Dealer Bond so you can have one agent for all your business needs.

Benefits of the Best Buy Insurance Dealer and Bonds Program:

Your policy and bond is ready the same day in most cases
Your very own dedicated agent
We check each renewal for you for better pricing
We always answer the phone and never use an automated system when you call
Over 32 years of combined insurance experience

What’s the next step:

Fill out the quote request form at the top of this page or call us at 786-550-8825 for a live agent. It’s that easy.

Best Buy Insurance offers free, comparative quotes on Dealer and Garage Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

Benefits of Using Our Agency

  • Your very own dedicated agent
  • We check each renewal for better pricing
  • Your call is always answered by a live agent
  • Over 22 years of insurance experience